Your Gold, Unlocked
Without Ever
Leaving Your Hands
Instant funds against your gold jewelry or coins — fair valuation, bank-grade secure storage, and same-day disbursal with no income proof required.
Fast Funds, Fair Valuation
A gold loan turns the jewelry sitting in your locker into instant liquidity — no income documents, no lengthy processing, and no need to sell what you own. Your gold is returned in full once the loan is repaid.
We evaluate your gold using certified assayers with transparent, rate-linked pricing, so you always know exactly how the loan amount was calculated.
From Your Hands to Secure Storage
Certified Appraisal
Gold is weighed and purity-tested in front of you by a certified appraiser.
Sealed & Documented
Your gold is sealed in a tamper-proof packet with your details and photograph.
Insured Vault Storage
Stored in a bank-grade, insured vault until the loan is fully repaid.
Full Return on Closure
Your gold is returned to you in full, exactly as it was deposited.
Rates by Loan Tenure
Shorter tenures typically carry lower rates. Rates are linked to gold purity and loan-to-value ratio.
| Tenure | Interest Rate | Max Loan-to-Value |
|---|---|---|
| Up to 3 months | 7.5% – 9% p.a. | 75% |
| 3 – 6 months | 8.5% – 10.5% p.a. | 75% |
| 6 – 12 months | 9.5% – 12% p.a. | 70% |
| 12 – 36 months | 10.5% – 14% p.a. | 65% |
Simple Requirements
Who Can Apply
- Age 18 years or above
- Owner of the gold jewelry/coins being pledged
- Gold purity between 18K and 24K
- No income proof or CIBIL check required in most cases
- Available for salaried, self-employed, and homemakers alike
Documents Needed
- PAN Card
- Aadhaar Card or other address proof
- Passport-size photograph
- Gold jewelry/coins to be pledged
- Purchase invoice (optional, helps valuation)
Gold Loan Questions Answered
Ready to unlock your gold's value?
Free consultation, transparent valuation, no hidden charges. Our advisors respond within hours.