Tide Business Account & Card | Sanvifinserv
Tide Business Banking Zero Balance · Free Expense Card

Smarter Business Banking
Built for Freelancers & MSMEs

Open a zero-balance Tide Business Account in minutes. Get a free RuPay Expense Card, manage company spending, and automate your invoicing directly from your smartphone.

Get Your Tide Card View Features
ZeroAccount Minimum
FreeRuPay Expense Card
100%Digital Onboarding

Trusted by over 500,000 businesses globally  ·  Zero AMC charges  ·  Instant Video KYC verification

Business Owner using Tide Card
Upgrade Your Business

Take Control of Your Cash Flow

Tide is designed specifically for sole traders, freelancers, and small businesses who want to separate their personal and business finances without the hassle of traditional banking.

No Monthly Fees or Minimums Keep your capital where it belongs. Tide accounts require absolutely zero minimum balance and charge no annual maintenance fees.
Built-in Expense Management Tag transactions, upload receipts directly in the app, and seamlessly export your data for accounting and tax filing.
Integrated Invoicing Create and send professional invoices straight from the Tide app. Track when they are paid and manage your receivables effortlessly.
Card Benefits

More Than Just An Expense Card

A complete financial operating system that saves you time on admin work, so you can focus on growing your business.

Free RuPay Card

Receive a physical and virtual RuPay Business Expense card for seamless online and POS transactions anywhere in India.

Instant Setup

Skip the bank branch. Download the app, complete a quick Video KYC, and your account is ready to use within minutes.

Secure & Regulated

Your funds are held securely. Tide operates in partnership with RBI-regulated banks ensuring top-tier financial security.

Easy Fund Loading

Add money to your Tide account instantly via UPI, Net Banking, or IMPS/NEFT straight from your existing bank accounts.

Auto-Categorization

The app automatically categorizes your spending (e.g., travel, software, office supplies) giving you clear visual insights.

Team Access (Coming Soon)

Soon you'll be able to order multiple cards for your team members and set custom spending limits for complete control.

4 Easy Steps

Get Started in Minutes

1. Register Online

Apply via our portal to receive the verified secure download link.

2. Complete KYC

Keep your PAN and Aadhaar handy for a 2-minute video verification.

3. Add Funds

Load your Tide account via UPI or Net Banking to activate.

4. Start Spending

Use your virtual card instantly while the physical card ships to you.

Documentation

What You Need To Open An Account

For Freelancers & Sole Proprietors

  • Personal PAN Card (Original required for V-KYC)
  • Aadhaar Card linked to your mobile number
  • Smartphone with front camera and good internet
  • No physical paperwork or branch visits required

For Registered Businesses

  • Proprietor's PAN and Aadhaar details
  • Udyam Registration / GST Certificate (if applicable)
  • Business address proof
  • Verified mobile number and email address
FAQ

Tide Account Questions Answered

Yes! The Tide Business Account has no monthly or annual maintenance fees (Zero AMC), and there is no minimum balance requirement to keep the account active.
Currently, Tide accounts in India are available for Sole Proprietorships, Freelancers, and unregistered small businesses. You just need a valid PAN and Aadhaar.
You can easily load funds into your Tide account using UPI, or by doing an NEFT/IMPS/RTGS transfer from your existing primary bank account using the account details provided in the Tide app.
The Tide RuPay card is currently designed as an Expense Card for POS (Point of Sale) and online digital transactions to help track business spending. ATM cash withdrawals are not supported at this time.

Ready to simplify your business finances?

Join thousands of smart businesses using Tide. Open your zero-balance account and claim your free Expense Card today.

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