Income Tax Return (ITR) Filing Services | Sanvifinserv
Income Tax Return Filing ITR-1 to ITR-7

File Your ITR
Right the First Time

Salaried, freelancer, professional, or business owner — our certified tax professionals prepare, reconcile, and file your income tax return accurately, with your refund tracked until it lands.

7 FormsITR-1 Through ITR-7
26AS/AISFull Reconciliation
TrackedUntil Refund Credited

Due date for non-audit ITR filing, AY 2026-27: 31st July 2026  ·  Belated return last date: 31st December 2026

About Our ITR Filing Service

Your Return, Filed With Precision

Filing an income tax return isn't just about submitting a form before the deadline — it's about reporting the right income, claiming every deduction you're entitled to, and matching your figures against what the department already has on record in Form 26AS and AIS.

Our tax professionals handle the entire cycle: from selecting the correct ITR form for your income profile, to computation, reconciliation, e-verification, and following your refund through to credit. If a mismatch or notice ever comes up, we're the ones who respond to it.

Certified Tax ProfessionalsEvery return reviewed before filing
Form 26AS & AIS MatchingIncome and TDS reconciled to avoid mismatch notices
Refund Tracked to CreditWe follow up until the amount reaches your account
Filing Status Tracker Sample: ITR-2 for AY 2026-27
Live
Documents CollectedForm 16, capital gains statements received
Computation PreparedIncome, deductions, and 26AS reconciled
Under ReviewFinal check before filing
Filed, Verified & AcknowledgedPending
Filing Deadline31st July
Assigned ProfessionalSenior Tax Expert
Start My Filing
Who Needs to File

Is ITR Filing Mandatory for You?

Filing is compulsory in certain situations, and beneficial in many others — even below the exemption limit.

Income Above Basic Exemption

If your total income before deductions exceeds the basic exemption limit under either tax regime, filing is mandatory regardless of final tax payable.

High-Value Transactions

Large deposits in current accounts, high foreign travel spend, or significant electricity bills can trigger mandatory filing even if income is below the limit.

Foreign Assets or Income

Resident individuals holding foreign assets, signing authority in a foreign account, or earning foreign income must file, irrespective of income level.

Claiming a Refund

If tax has been deducted at source but your actual liability is lower or nil, filing is the only way to claim that refund back.

Carrying Forward Losses

Capital losses or business losses can only be carried forward to future years if the return is filed on or before the original due date.

Proof for Loans & Visas

ITR acknowledgments are commonly required as income proof for loan applications, credit cards, and visa processing — even when not legally mandatory.

ITR Forms

The Right Form for Your Income

Not sure which ITR form applies to you? Here's a quick guide — we confirm the correct one during filing.

FormApplicable ToKey Notes
ITR-1 (Sahaj)Salaried individuals with income from salary, one house property, and other sourcesNot applicable if you have capital gains
ITR-2Individuals with capital gains or multiple propertiesNo business/professional income
ITR-3Individuals with business or professional incomeIncludes freelancers, proprietors
ITR-4 (Sugam)Presumptive income scheme taxpayersBusiness/profession under Sec 44AD/44ADA
ITR-5Partnership firms, LLPsExcludes companies and trusts
ITR-6Companies (other than those claiming exemption u/s 11)Mandatory e-filing
ITR-7Trusts, political parties, charitable institutionsEntities claiming exemption
ITR form applicability shown is a general guide based on current income tax rules and may change with each assessment year. We confirm the correct form for your specific income profile before filing.
Old vs New Regime

Choose the Regime That Saves You More

We compute your liability under both regimes and file with whichever results in lower tax.

Old Tax Regime

With deductions and exemptions (80C, HRA, etc.)
Up to ₹2,50,000Nil
₹2,50,001 – ₹5,00,0005%
₹5,00,001 – ₹10,00,00020%
Above ₹10,00,00030%
Best suited if you claim significant deductions — 80C investments, HRA, home loan interest, or other exemptions.
Default Regime

New Tax Regime

Lower slab rates, most deductions not available
Up to ₹3,00,000Nil
₹3,00,001 – ₹7,00,0005%
₹7,00,001 – ₹10,00,00010%
₹10,00,001 – ₹15,00,00020%
Above ₹15,00,00030%
Applied by default unless you opt for the old regime. Usually better if you claim few deductions. Slabs are illustrative — we confirm current rates at filing time.
Deductions & Exemptions

Common Deductions We Check For You

Available mainly under the old regime. We review your investments and expenses to ensure nothing eligible is missed.

Sec 80CUp to ₹1,50,000
Investments & Life Insurance

PPF, ELSS, life insurance premium, principal repayment on home loan, and children's tuition fees.

Sec 80DUp to ₹1,00,000
Health Insurance Premium

Premium paid for self, family, and parents — higher limits apply for senior citizen dependents.

Sec 24(b)Up to ₹2,00,000
Home Loan Interest

Interest paid on housing loan for a self-occupied property, claimed under income from house property.

HRAAs applicable
House Rent Allowance

Exemption on rent paid, computed based on salary structure, city of residence, and actual rent.

Sec 80ENo upper limit
Education Loan Interest

Interest paid on loan taken for higher education of self, spouse, or children, for up to 8 years.

Sec 80TTA/TTBUp to ₹50,000
Savings Account Interest

Interest earned on savings accounts (₹10,000 for individuals, ₹50,000 for senior citizens under 80TTB).

Documentation

What You'll Need to Share

For Salaried Individuals
  • PAN Card & Aadhaar Card
  • Form 16 from employer(s)
  • Bank statements & interest certificates
  • Investment proofs (80C, 80D, etc.)
  • Rent receipts (if claiming HRA)
  • Capital gains statements, if any
For Freelancers, Professionals & Business Owners
  • PAN Card & Aadhaar Card
  • Profit & loss statement / income summary
  • Bank statements (business + personal)
  • Form 26AS / AIS / TIS
  • GST returns, if registered
  • Details of assets & loans, if applicable
Simple Process

From Documents to Filed & Verified

1
Share Your Documents

Send Form 16, income details, and investment proofs to your assigned tax professional.

2
Form Selection & Computation

We identify the correct ITR form and compute your income, deductions, and tax liability under both regimes.

3
26AS & AIS Reconciliation

Your figures are matched against department records to rule out mismatches before filing.

4
Review & Filing

You review the computation, we file the return, and it's submitted on the income tax portal.

5
E-Verification

The return is e-verified within the required window to complete the filing process.

6
Refund Tracking

If a refund is due, we track processing status until the amount is credited to your account.

Refunds & Deadlines

What Happens After You File

Refund Process

E-verificationMust be done within 30 days of filing
Processing by CPCTypically 4–6 weeks post e-verification
Refund credited toPre-validated bank account, PAN-linked
Status trackingAvailable on the income tax e-filing portal

Late Filing & Penalties

Belated return feeUp to ₹5,000 (₹1,000 if income ≤ ₹5L)
Interest on tax due1% per month under Sec 234A
Loss carry-forwardForfeited if filed after due date
Belated return deadline31st December of the assessment year
Why Choose Us

Precision, Not Just Punctuality

Certified Professionals

Every filing reviewed by a qualified CA or experienced tax expert.

Both Regimes Compared

We compute your liability under old and new regimes and file whichever saves more.

Accuracy-First Filing

Reconciliation against 26AS/AIS before every submission to avoid future notices.

Notice Resolution

Dedicated support if you receive an income tax notice after filing.

Confidential Handling

Your financial data is handled with strict privacy standards throughout.

Dedicated Advisor

One point of contact for your filing, refund status, and any follow-up.

FAQ

ITR Filing Questions Answered

Filing isn't always mandatory below the basic exemption limit, but it can still be beneficial — for claiming refunds, as income proof for loans, or if certain high-value transactions apply to you. We can help assess whether you should file.
It depends on your income sources — salary, capital gains, business or professional income, or presumptive income. We identify the correct form (ITR-1 through ITR-7) as part of the filing process, so you don't need to figure this out yourself.
The old regime allows deductions like 80C, HRA, and home loan interest but has higher slab rates. The new regime has lower slab rates but most deductions aren't available. We calculate both and file with whichever results in lower tax for you.
You can typically still file a belated return before 31st December of the assessment year, but it may attract a late filing fee and interest on any tax due, and certain losses may not be eligible to carry forward.
Once your return is e-verified, refunds are typically processed within 4-6 weeks by the CPC, provided your bank account is pre-validated and PAN-linked. We track the status and follow up if it's delayed.
Don't ignore it and don't panic. Share the notice with us as soon as possible — most notices have a specific response window, and a timely, well-documented reply usually resolves the matter without further escalation.
Yes. A revised return can be filed if you discover an error or omission in the original return, generally up to 31st December of the assessment year, provided the original was filed on time.

Ready to file your ITR the right way?

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