Loans for Every
Ride You
Choose to Take
New car, used car, two-wheeler, or tractor — get financing matched to your vehicle, with quick approval and rates that don't strain your monthly budget.
New Car Loan
From 9.8% p.a.Used Car Loan
From 11.5% p.a.Two-Wheeler Loan
From 10.2% p.a.Tractor Loan
From 10.5% p.a.One Loan Desk, Every Vehicle Type
Whether you're buying your first two-wheeler, upgrading to a new car, picking up a reliable used vehicle, or investing in a tractor for your farm — we finance it, with terms suited to that specific vehicle category.
Our partner banks and NBFCs cover new and used vehicles across passenger cars, bikes, scooters, and agricultural tractors, so you get one application process regardless of what you're financing.
Rates & Terms by Vehicle Type
A quick side-by-side view to help you understand what to expect for each category.
| Parameter | New Car | Used Car | Two-Wheeler | Tractor |
|---|---|---|---|---|
| Interest Rate | 9.8% – 12% | 11.5% – 15% | 10.2% – 16% | 10.5% – 14% |
| Funding (On-Road Price) | Up to 90% | Up to 80% | Up to 95% | Up to 85% |
| Max Tenure | 7 years | 5 years | 4 years | 6 years |
| Processing Fee | Up to 1% of loan | Up to 2% of loan | Up to 2.5% of loan | Up to 1.5% of loan |
| Vehicle Age Limit | N/A | Up to 8 years at maturity | N/A | N/A |
Details by Vehicle Category
Tap a category to see specific eligibility and document requirements.
- Age 21–65 years
- Minimum monthly income ₹25,000
- CIBIL score 700+ preferred
- PAN, Aadhaar, income proof
- Bank statement (6 months)
- Vehicle proforma invoice
- Age 21–65 years
- Minimum monthly income ₹20,000
- Vehicle age within lender's limit
- PAN, Aadhaar, income proof
- Vehicle RC & insurance copy
- Vehicle valuation report
- Age 18–65 years
- Minimum monthly income ₹12,000
- Valid driving license
- PAN or Aadhaar, income proof
- Address proof
- Vehicle quotation from dealer
- Age 21–65 years
- Land ownership or lease proof
- Farming as primary occupation
- PAN, Aadhaar, land records
- Income/crop proof
- Tractor quotation from dealer
Financing That Fits Your Vehicle
Quick Approval
Get approved within 24 hours for most vehicle categories.
High On-Road Funding
Up to 95% funding including insurance and registration.
Fair Used-Vehicle Valuation
Transparent, market-linked assessment for old cars and bikes.
Flexible Tenure
Choose a repayment period that suits your vehicle and budget.
Seasonal EMI for Tractors
Repayment schedules aligned to farming and harvest cycles.
Dedicated Advisor
One point of contact across application, approval, and disbursal.
From Application to Vehicle Delivery
Choose Vehicle Type
Tell us the vehicle category and dealer/model you've selected.
Submit Documents
Share KYC, income proof, and vehicle quotation.
Get Sanctioned
Receive approval and sanction letter within 24 hours.
Loan Disbursed
Funds released to the dealer so you can take delivery.
Vehicle Loan Questions Answered
Ready to finance your next ride?
Free consultation, transparent terms, no hidden charges. Our advisors respond within hours.