Government-Backed
Funding, Made
Simple to Access
From PM Mudra and PMEGP to Stand Up India, Kisan Credit Card, Startup India, and PMAY — we handle the paperwork and lender coordination so you get the benefit these schemes were designed to offer.
PM Mudra Loan
Up to ₹20LPMEGP
Up to 35% SubsidyStand Up India
₹10L – ₹1CrKisan Credit Card
Up to ₹3LStartup India
Up to ₹10CrPMAY Housing
Up to ₹2.67L SubsidyReal Benefits, Real Paperwork
Government loan schemes exist to make credit accessible for entrepreneurs, farmers, women, first-generation business owners, and home buyers — often with subsidized rates, collateral-free limits, or direct interest/capital subsidies that private loans simply don't offer.
The catch is documentation and eligibility mapping — each scheme has its own criteria, application channel, and paperwork. We identify which scheme(s) you qualify for and manage the entire application through our partner banks and financial institutions.
Which Scheme Fits You
A quick overview of amount, subsidy, and who each scheme primarily targets.
| Scheme | Loan Amount | Subsidy / Benefit | Interest Rate | Primary Target |
|---|---|---|---|---|
| PM Mudra Loan | Up to ₹20,00,000 | Collateral-free | 8.5% – 12% | Micro & small businesses |
| PMEGP | Up to ₹50,00,000 | 15% – 35% subsidy | 8% – 11% | New manufacturing/service units |
| Stand Up India | ₹10,00,000 – ₹1,00,00,000 | Collateral-free (CGFSI) | 9% – 12% | Women & SC/ST entrepreneurs |
| Kisan Credit Card | Up to ₹3,00,000 | Interest subvention | 4% – 7% | Farmers & agri-allied workers |
| Startup India | Up to ₹10,00,00,000 | Tax & compliance benefits | Varies by fund | Registered DPIIT startups |
| PMAY Housing | Home loan + subsidy | Up to ₹2,67,000 CLSS | Standard home loan rate | First-time home buyers |
Details by Scheme
Tap a scheme to see specific eligibility and document requirements.
- Non-corporate, non-farm micro/small business
- Age 18 years or above
- No default with any bank/NBFC
- PAN, Aadhaar, business proof
- Business plan / project report
- Bank statement (6 months)
- Age 18+ (min. 8th pass for projects above ₹10L)
- New unit only (no existing units under this scheme)
- Self-help groups also eligible
- PAN, Aadhaar, educational certificates
- Detailed project report
- Caste/category certificate (if applicable)
- Woman or SC/ST entrepreneur, age 18+
- Greenfield (new) enterprise only
- Majority (51%+) shareholding by applicant
- PAN, Aadhaar, category certificate
- Business plan & project cost estimate
- Partnership/incorporation documents
- Farmer, tenant farmer, or sharecropper
- Age 18–75 years
- Land ownership or cultivation proof
- PAN/Aadhaar, land records
- Passport-size photograph
- Crop/farming details
- Entity age under 10 years
- Annual turnover under ₹100 crore
- Working toward innovation/scalability
- Certificate of incorporation
- DPIIT recognition certificate
- Pitch deck / business plan
- First-time home buyer
- No pucca house owned by family (India)
- Income within EWS/LIG/MIG category limits
- PAN, Aadhaar, income proof
- Property agreement/allotment letter
- Self-declaration of no prior pucca house
We Handle the Paperwork Maze
Scheme Matching
We identify exactly which government scheme(s) you qualify for.
Complete Documentation
Project reports, applications, and forms prepared correctly the first time.
Bank Coordination
We liaise directly with implementing banks so you don't have to.
Maximum Subsidy Capture
We ensure you claim the full subsidy/benefit you're entitled to.
Dedicated Advisor
One point of contact from scheme selection to disbursal.
100% Transparent
No hidden charges — you see every cost and benefit upfront.
From Enquiry to Subsidy Disbursal
Scheme Assessment
We review your profile and match you to eligible schemes.
Documentation
Project report and application prepared with your inputs.
Bank Submission
Application submitted to the implementing bank/agency.
Sanction & Disbursal
Loan and applicable subsidy are processed and released.
Government Scheme Questions Answered
Ready to claim the benefit you're owed?
Free scheme assessment, transparent process, no hidden charges. Our advisors respond within hours.