Personal Loan | Sanvifinserv
Personal Loan Approval in 48 Hours

A Personal Loan That
Moves as Fast
as You Do

Collateral-free funding for weddings, medical needs, travel, or any personal goal — minimal paperwork, quick disbursal, and complete transparency at every step.

Apply for Personal Loan Check Eligibility
10.5%*Starting Rate
₹40 LakhMax Amount
60 MonthsMax Tenure
48 HrsDisbursal
Minimal DocsKYC + income proof only
No Collateral100% unsecured loan
Fast DisbursalFunds in 48 hours*
Flexible EMITenure up to 60 months
About This Loan

Funding for Whatever Life Brings Next

A personal loan from Sanvifinserv gives you quick access to funds for any purpose — medical emergencies, wedding expenses, home renovation, travel, debt consolidation, or education — without pledging any asset as security.

We work with multiple partner banks and NBFCs to get you the best possible rate based on your income profile and credit history, with a streamlined process that takes the guesswork out of borrowing.

Quick ProcessingApproval in 24–48 hours
Balance TransferMove your existing loan to us
Flexible Tenure12 to 60 months
No Prepayment LockClose early, save on interest
EMI Calculator Estimate your monthly payout
Live
Loan Amount₹5,00,000
Tenure36 Months
Interest Rate10.5% p.a.
Estimated Monthly EMI
₹16,255
₹5,85,180Total Payable
₹85,180Total Interest
Get My Exact EMI
Eligibility

Who Can Apply

Eligibility is assessed based on your income, employment type, and credit profile. Here's what most applicants need to qualify.

Salaried Individuals

  • Age between 21 and 60 years
  • Minimum net monthly income of ₹20,000
  • At least 1 year in current job / 2 years total work experience
  • CIBIL score of 700 or above preferred
  • Salary credited via bank account

Self-Employed / Business Owners

  • Age between 24 and 65 years
  • Business or profession active for at least 2 years
  • Minimum annual turnover as per lender norms
  • CIBIL score of 700 or above preferred
  • ITR filed for the last 2 years
Interest & Charges

Transparent Rate Slabs

Your final rate depends on income, credit score, and chosen lender. Here's an indicative breakdown.

Parameter Salaried Self-Employed
Interest Rate 10.5% – 18% p.a. 11.5% – 20% p.a.
Loan Amount ₹50,000 – ₹40,00,000 ₹50,000 – ₹25,00,000
Tenure 12 – 60 months 12 – 48 months
Processing Fee Up to 2.5% of loan amount Up to 3% of loan amount
Prepayment Charges Nil after 12 EMIs Nil after 12 EMIs
Rates, fees, and charges shown are indicative and subject to change based on lender policy, applicant profile, and prevailing market conditions. Final terms are shared before loan agreement signing.
Documentation

Documents You'll Need

Keep these ready to speed up your application and avoid back-and-forth.

For Salaried Applicants
  • PAN Card & Aadhaar Card
  • Last 3 months' salary slips
  • Last 6 months' bank statement
  • Latest Form 16 / ITR (if applicable)
  • Passport-size photograph
For Self-Employed Applicants
  • PAN Card & Aadhaar Card
  • Business registration proof
  • Last 2 years' ITR with computation
  • Last 6 months' bank statement
  • GST returns (if registered)
Why This Loan

Built Around Your Convenience

Fast Disbursal

Funds credited to your account within 48 hours of final approval.

No Collateral Needed

100% unsecured — no property, gold, or asset pledge required.

Minimal Documentation

Just KYC and income proof — no lengthy paperwork trail.

Flexible Repayment

Choose a tenure from 12 to 60 months that fits your budget.

Zero Prepayment Lock

Close your loan early after 12 EMIs with no penalty.

Dedicated Advisor

One point of contact from application to disbursal and beyond.

Simple Process

From Application to Disbursal

1
Apply Online

Submit your enquiry with basic details in under 2 minutes.

2
Share Documents

Upload KYC and income proof through our advisor.

3
Get Approved

Receive approval and sanction letter within 24–48 hours.

4
Funds Disbursed

Loan amount credited directly to your bank account.

FAQ

Personal Loan Questions Answered

Loan amount depends on your income, existing obligations, and credit score. Salaried applicants can typically borrow up to ₹40,00,000, while self-employed applicants can go up to ₹25,00,000, subject to lender assessment.
No. A personal loan is entirely unsecured — you don't need to pledge property, gold, or any other asset. Approval is based on your income and creditworthiness.
It's possible through select lenders, though interest rates may be higher. We also offer a CIBIL check and improvement service to help strengthen your profile before applying.
Most applications are approved within 24–48 hours of document submission, with funds disbursed shortly after final sanction.
Yes. Most of our lending partners allow prepayment or foreclosure after 12 EMIs with no additional charges, helping you save on total interest.

Ready to apply for your Personal Loan?

Free consultation, transparent terms, no hidden charges. Our advisors respond within hours.

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